Housing Affordability

Understanding why housing has become increasingly difficult to afford.

Affordability is shaped by far more than house prices alone. It reflects the interaction of land, finance, planning, policy and market conditions, making it one of the clearest indicators of how the wider housing system is performing.

Homeownership and First-Time Buyers

For many people, owning a home remains an important ambition, yet the path to getting there has become increasingly difficult. This section explores the opportunities, barriers and changing realities facing first-time buyers and aspiring homeowners.

Renting and the Urban Housing Market

The private rented sector has become a long-term home for millions of households. These articles examine how rents, regulation, investment and changing patterns of urban living continue to reshape the rental market and also looks at the nascent build to rent sector.

London Housing Affordability

London’s housing market presents challenges unlike anywhere else in the UK. Here we explore the unique economic, demographic and planning pressures that continue to influence affordability across the capital.

Land, Finance and Market Conditions

Housing affordability is shaped by far more than the price of individual homes. This section examines how land values, borrowing costs, market confidence and wider economic conditions influence affordability over time.

Affordable Housing Policy and Delivery

Affordable housing depends upon policy, funding and delivery working together. These articles explore the different approaches to providing affordable homes, the challenges involved and the trade-offs that inevitably accompany them.

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